Terms of Service

Welcome!

We are Crypto Insights Group Corp. ("CIG," "we," "our").We operate the website  http://www.cryptoinsightsgroup.com (the "Site"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms"), including without limitation investor due diligence reports and/or operational due diligence reports (“Diligence Reports”) (collectively, the "Services"). 

These Legal Terms constitute a legally binding agreement made between you or, if you agree to them on behalf of an entity, that entity ("you,” “You”), and us, concerning your access to and use of the Services for internal business purposes only, as further detailed below. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. If You are agreeing to these Terms on behalf of or as an employee or agent of a corporation or other entity, You represent that You have the authority to agree to the Terms on behalf of such entity and that such entity and its affiliates also agree to these Terms. If You are an individual, you represent that you are at least 21 years of age when you access the Site and use the Services. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, OR IF YOU DO NOT HAVE THE AUTHORITY TO AGREE TO THEM ONBEHALF OF AN ENTITY, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICESAND YOU MUST DISCONTINUE USE IMMEDIATELY.

ARBITRATION NOTICE:THESE LEGAL TERMS CONTAIN AN ARBITRATION CLAUSE. YOU AND CIG AGREE THATDISPUTES BETWEEN US WILL BE RESOLVED PURSUANT TO THAT ARBITRATION CLAUSE, ANDYOU AND CIG WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS-ACTION LAWSUIT ORCLASS-WIDE ARBITRATION. YOU HAVE THE RIGHT TO OPT OUT OF THE CLASS-ACTIONWAIVER AS EXPLAINED IN THAT ARBITRATION CLAUSE.

1. Our Services: Account Creation

Subject to these Legal Terms, you are granted a limited license to access and use the Services and the Content (defined below). In order to do so, you may be required to create an account. If you create an account, you agree to: (a)provide your accurate, current, and complete information for registration on the Site (“Registration Data”) when required; (b) maintain the security of your log-in credentials; (c) promptly update your Registration Data, and any other of your information to keep it accurate, current, and complete; and (d) be fully responsible for all use of your account. Your right to access the Service is personal to you and you may not transfer your account to anyone else without our prior written permission.

If You are an entity who has employees or agents who will be using the Site on Your behalf or within their duties as employees or agents (“Active Users”), or otherwise provide access to third parties in connection with your use of the Services, You agree that such Active Users and other third parties will be informed of, and will not use the Site or Services unless they agree to, these Terms of Use. You are responsible for any activity associated with Active User accounts. You and your Active Users may only use the Services in a manner that complies with these Legal Terms.

All Registration Data is governed by our Privacy Policy located at https://www.cryptoinsightsgroup.com/privacy-policy , which is incorporated herein by reference and forms an integral part of these Legal Terms. Our Privacy Policy explains how we collect, use, and disclose personal information. You consent to all actions we take with respect to your information consistent with our Privacy Policy. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof). We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

The Services are not tailored to comply with industry-specific regulations (e.g., Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use the Services. You may not use the Services in a way that would violate any laws, including the Gramm-Leach-Bliley Act (GLBA). You may not use the Services or Content if you are barred from using the Services under the laws of the United States or any other applicable jurisdiction, including, for example, if you appear on the U.S. Treasury Department’s list of Specially Designated Nationals or face any other similar prohibitions.

2. Our Content

The Services may contain audio, video, text, and graphic content such as industry reports, financial models, expert opinions, industry specific comparisons, data and insights, databases, indexes/sentiment reports and other analytical products or materials, dashboards, contact information and other data related to financial investment firms and allocators, and proprietary benchmarking of assets and asset managers (“Benchmarking”) (collectively, the “Content”). We are the owner or the licensee of all intellectual property rights in our Services (including all source code, software, website designs, functionality, and the selection and arrangement of the Content), the Content, and the trademarks, service marks, and logos contained therein (the "Marks").The Services, Content, and Marks are protected by copyright and trademark laws(and various other intellectual property rights and unfair competition laws)and treaties in the United States and around the world. You acknowledge and agree that all right, title, and interest in and to the Services, Content, and Marks, including but not limited to intellectual property rights, will be owned exclusively by us.

CIG grants you a limited non-exclusive, non-transferable, revocable license, without the right to grant sublicenses, to access the Site and utilize the Services and Content for your informational, internal research purposes, in compliance with the terms and conditions of these Legal Terms. This limited license applies to any use of the Services or Content, whether as a participant, subscriber, or consumer of our products and services. This license does not permit you to reproduce, copy, modify, create derivative works from, perform, distribute, publish, retransmit, or sell any of the Content. Other than as expressly stated in these Legal Terms, you may not use the Services, Content, or Marks without our express, prior, written agreement.

3. Diligence Reports

For the avoidance of doubt, Diligence Reports are provided solely pursuant to separate written engagements entered into with specific institutional clients and are subject to the terms and conditions set forth in those agreements. All Diligence Reports are based solely on information made available to us by or on behalf of the applicable client or other third parties, and we do not independently verify such information unless expressly agreed in writing. Accordingly, we may not receive, review, or consider all information that could be relevant to the subject matter of a Diligence Report. To the extent of any inconsistency or conflict between these Legal Terms and any such engagement agreement, the terms of the applicable engagement agreement will control in all respects with respect to the Diligence Reports, including, without limitation, with respect to scope, use, reliance, and any limitations of liability.

4. Use and Purpose of Our Products 

The Content (including Benchmarking), together with the Diligence Reports and Services and any related platform or tools (collectively, the “CIG Products”), is intended solely to assist our clients in evaluating potential risks and facilitating their own investment analysis and decision-making processes. Except to the extent expressly specified otherwise in writing, the CIG Products are provided for informational purposes only and do not constitute, and should not be construed as, investment, legal, tax, or other professional advice or a recommendation or solicitation to enter into any transaction. Except to the extent expressly specified otherwise in writing, CIG does not act as a fiduciary, advisor, agent, broker, or placement agent to any user or client, and is not registered as a broker-dealer or placement agent under applicable laws. CIG does not introduce, arrange, negotiate, or otherwise facilitate investments, allocations, or the deployment of capital between or among parties, and does not receive or charge any finder’s fees, transaction-based compensation, or provide securities solicitation services. All investment decisions, including any decision to invest in or purchase any asset or engage any manager, are made solely by You, and You assume full responsibility for such decisions and their outcomes.

The CIG Products are based on information obtained from sources believed to be reliable, but unless otherwise specified in writing, we make no representations or warranties, express or implied, as to the accuracy, completeness, or timeliness of any CIG Product. Certain CIG Products may include estimates, projections, forward-looking statements, or opinions, which are inherently uncertain and subject to change without notice. We undertake no obligation to update, revise, or supplement any CIG Products, whether as a result of new information, future events, or otherwise. The CIG Products are provided on an “as is” and “as available” basis, and use of and reliance on the CIG Products is at your sole risk.

5. Data, Monitoring, and AI Disclaimer

CIG may, in its sole discretion, provide monitoring, notifications, or updates regarding CIG Products; however, such activities do not constitute continuous, real-time, or comprehensive surveillance. CIG undertakes no duty or obligation, and expressly disclaims any responsibility, to identify, detect, monitor, flag, report, or escalate any risks, issues, or anomalies.

CIG Products are not an authoritative system of record and shall not be relied upon as the sole or primary basis for any investment, operational, financial, or other business decision. All outputs, data, and materials provided through CIG Products are for informational purposes only.

All information and data made available through CIG Products may be delayed, incomplete, inaccurate, or outdated at the time of access and may not reflect current or real-time conditions. Data updates are dependent on third-party sources, which may be unreliable, delayed, or subject to interruption, and CIG does not control or guarantee the timeliness, accuracy, or completeness of such data.

Any data, information, or materials provided by managers or other third parties are the sole responsibility of such parties and may not be verified by CIG. CIG does not audit, validate, or otherwise independently confirm such information and disclaims any responsibility or liability for the accuracy, completeness, or integrity of any such third-party data.

Any insights, analyses, or outputs generated by artificial intelligence or other automated processes are inherently probabilistic and may contain errors, omissions, or inaccuracies. Such outputs are provided “as is” for informational purposes only and shall not be relied upon in isolation or as the sole or determinative basis for any decision.

You acknowledge and agree that you are solely responsible for independently reviewing, validating, and verifying all information and outputs, and for exercising your own judgment in connection with any use thereof. The absence of any notification or update shall not be relied upon as evidence of stability, performance, or the absence of errors, vulnerabilities, or other issues. To the fullest extent permitted by law, CIG disclaims any and all liability arising from or related to any use of, or reliance on, CIG Products, their outputs, or any information made available therein.

6. Your Obligations of Confidentiality

All information, data, analyses, reports, dashboards, benchmarking materials, and other content made available to you through CIG Products are confidential and proprietary to CIG.

You may use and share such information solely for your internal business purposes within your organization and only among your authorized employees, contractors, or other authorized users who have been granted access to CIG Products under your account, provided that such individuals are bound by confidentiality obligations no less protective than those set forth herein and use such information exclusively for your internal purposes.

Except as expressly permitted above, you shall not, without CIG’s prior written consent, disclose, distribute, transmit, reproduce, publish, or otherwise make available any such information to any third party outside your organization, or use any such information for the benefit of any third party. This restriction includes, without limitation, any external use, publication, or distribution, in whole or in part, including in marketing materials, investor communications, presentations, reports, summaries, excerpts, or screenshots.

Any asset manager or other third party granted access to CIG Products or related services is likewise subject to these confidentiality obligations and may use such information solely for authorized internal purposes within their organization, and may not share, redistribute, or otherwise disclose such information outside their organization except as expressly authorized in writing by CIG.

You acknowledge and agree that such information constitutes valuable proprietary information and trade secrets of CIG, and that any unauthorized use or disclosure may cause irreparable harm to CIG for which monetary damages may be insufficient. CIG reserves all rights and remedies available at law or in equity in connection with any breach of this section.

7. Your Content; Rights You Grant Us

The Services may allow you to send, transmit, upload, post, create, receive, or store content or information about you or the entity on whose behalf you have agreed to these Legal Terms. For all content you submit to the Services, you shall maintain full title and ownership, but you grant CIG and our affiliates a worldwide, royalty-free, sublicensable, and transferable license to host, store, cache, use, display, reproduce, modify, adapt, edit, create derivative works from, publish, analyze, transmit, and distribute that content in any and all media, now known or hereafter devised. This license includes a right for us to make your content available to, and pass these rights along to, service providers with whom we have contractual relationships related to the provision of the Services, solely for the purpose of providing such Services. If you submit any kind of content to the Services (including through Surveys), you represent and warrant that the content complies with these Legal Terms, the content is original to you or that you have obtained the necessary rights and licenses to submit the content to us, you have the full authority to grant us the above-mentioned rights, and the content is not confidential information.

CIG may use aggregated and anonymized data derived from the Services for analytics, benchmarking, and product improvement.

You are solely responsible for your content and you expressly agree to reimburse us for any and all losses that we may suffer because of your breach of these Legal Terms, including this section, the infringement of any third party intellectual property rights, or the violation of any law, rule, or regulation.

We always love to hear from our users. But, just know, if you provide us any feedback, questions, comments, suggestions, ideas, or other information related to the Services ("Submissions"), you grant us a license to use them without compensating you, and without any restriction or obligation to you. You agree that we will own all rights in anything we develop based on your Submissions or your content.

8. Surveys

From time to time, CIG may conduct a "Hedge Fund Manager Survey" ("Survey").  If you are contacted in connection with a Survey, you agree to provide timely and accurate responses to the questionnaires provided to you within the designated response period of no less than three days. The Survey is designed to gather insights and data from a diverse group of hedge fund managers, with the objective of analyzing industry trends, sentiments, and other relevant metrics. It is important to note that participation in each monthly Survey is crucial; failure to respond to a Survey within the specified timeframe will result in you not receiving the aggregated results and analysis for that month's Survey. This ensures that the value and integrity of the Survey results are maintained for all participating managers who contribute to the collective insights each month.

Your participation in the Survey, or participation in any other survey or data collection process CIG performs, does not confer any ownership rights or interests in the Content or any other analytical products derived from the Survey or other collected data.

CIG may use aggregated and anonymized data derived from the Surveys for analytics, benchmarking, and product improvement.

9. Third Party Content, Calls, and Events

The Services may contain content provided by third-parties, allow you to schedule virtual calls with or contact third-parties, allow you to register to attend third-party events, or allow you to access third party websites. You acknowledge and agree that CIG is not responsible or liable for any third-party content or anything related to, or information provided during, calls or events with third parties, or the availability or accuracy of third-party websites or resources, or for the content, products, or services on or available from such third-parties. Links to websites or resources do not imply any endorsement by CIG of such websites or resources or the content, products, or services available from such websites or resources. 

All information and data made available through CIG Products may be delayed, incomplete, inaccurate, or outdated at the time of access and are not guaranteed to reflect current or real-time conditions. Data updates are dependent on third-party sources, which may be unreliable, delayed, or subject to interruption, and CIG does not control or guarantee the timeliness, accuracy, or completeness of such data. You acknowledge and agree that the platform may not reflect current conditions at any given time, and any use of or reliance on such information is at the your sole risk.

You acknowledge sole responsibility for and assume all risk arising from your use of any such websites, resources, content, products, or services on or available from such third-party Services.

10. Subscriptions

The Services may require you to sign up to an automatically renewing subscription, which requires recurring payments, in order to access certain features. If you purchase a subscription to the Services, the following additional terms will apply:

   
• Your subscription will continue and automatically renew unless canceled. You consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until such time as you cancel the applicable order. The length of your billing cycle is annual.
   
• We may, from time to time, make changes to the subscription fee and will communicate any price changes to you in accordance with applicable law.
   
• You can cancel your subscription at any time via the means provided by us on the Services or by contacting us directly. Your cancellation will take effect at the end of the current paid term.
   
• Except where required by law, all purchases made through the Services are non-refundable. If the Services are permanently discontinued during a paid subscription period, CIG may provide a prorated refund at its sole discretion. 
   
• If you have any questions or are unsatisfied with our Services, please email us at support@cryptoinsightsgroup.com.

11. Purchases and Payment

We accept the following forms of payment:

   
• Visa
   
• Mastercard
   
• American Express
   
• Discover
   
• Options available through Stripe payments page

You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time. All payments shall be in US dollars.

You agree to pay all charges at the prices then in effect for your purchases and any applicable shipping fees, and you authorize us to charge your chosen payment provider for any such amounts upon placing your order. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.

We reserve the right to refuse any order placed through the Services. We may, in our sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing or shipping address. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers, or distributors.

We may also elect to receive payment in cryptocurrencies in our sole discretion. While we have no obligation to accept cryptocurrency payments, if you would like to pay us in cryptocurrency, please email us directly at support@cryptoinsightsgroup.com.

12. Respecting the Services: Prohibited Activities

You may not access or use the Services for any purpose other than those for which we make the Services available. The Services are provided for Your internal business purposes unless specifically endorsed or approved by us. As a user of the Services, you agree not to do the following (in addition to any other prohibitions contained in these Legal Terms): 

   
• Use the Services or the Content in a way that would violate any laws, rules, or regulations of any kind, including but not limited to securities laws and insider trading rules, and including by engaging in market manipulation, engaging in fraud or deceit, or trading on or sharing any material non-public information;
   
• Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services;
   
• Decipher, decompile, disassemble, or reverse engineer any of the Content or the Services;
   
• Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services;
   
• Upload, post, transmit, share, store, or otherwise make available any content that could reasonably be deemed to be harmful, threatening, unlawful, defamatory, infringing, abusive, inflammatory, harassing, vulgar, obscene, fraudulent, invasive of privacy or publicity rights, hateful, or racially, ethnically, or otherwise objectionable;
   
• Impersonate any person or entity, or falsely state or otherwise misrepresent yourself;
   
• Distribute any unsolicited commercial materials or advertisements unrelated to the Services;
   
• Infringe any third party’s proprietary rights or rights of publicity or privacy;
   
• Distribute any viruses, Trojan horses, or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept, or expropriate any system, data, or personal information;
   
• Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us, including accessing the Services or using the Content for the purpose of developing, creating, training, fine-tuning, benchmarking or improving any foundational artificial intelligence models, so-called RAG artificial intelligence models, machine learning or data aggregation systems, or any other artificial intelligence products;
   
• Use any of the Content in connection with any SEC, government or regulatory filing;
   
• Attempt to impersonate another user or person or use the username of another user;
   
• Submit information that would violate your employer’s policies, or any agreements to which You are subject (including, without limitation, any confidentiality agreements),insider trading regulations, SEC regulations, and/or other applicable laws, rules and regulations;
   
• Use the Content to promote, market or endorse, or to create the impression that CIG endorses, approves of or is connected to any investment vehicle, product or service marketed, promoted, distributed, offered or sold by or on behalf of You;
   
• Link directly or indirectly to, or include descriptions of, goods or services that are prohibited under these Terms of Use or that You do not have a right to link to or include; or
   
• Advocate, encourage, or assist any third party in doing any of the foregoing.

Any use of the Site, Services, or Content other than as specifically authorized herein is strictly prohibited and will terminate the limited license granted herein. Such unauthorized use may also violate applicable laws including securities, copyright and trademark laws, and applicable communications regulations and statutes. Unless explicitly stated herein, nothing in these Terms of Use shall be construed as conferring any license to intellectual property rights, whether by estoppel, implication, or otherwise.

13. Access Controls and Permissioned Visibility

Access to data, information, and materials within CIG Products is permission-based and may vary depending on the user, account type, fund manager, role, or other applicable access controls and configurations established by CIG or its clients. You acknowledge that access is not uniform and that different users may be granted different levels of visibility to information within CIG Products.

Accordingly, you may not have access to all data, content, or functionality available through CIG Products at any given time, and certain information may be partially redacted, restricted, aggregated, or otherwise limited based on applicable permissions or entitlements. CIG does not guarantee that any user will have access to any specific dataset, report, or feature, and reserves the right to modify, limit, or revoke access at any time in accordance with applicable agreements or system configurations.

14. No Investment Intermediation; No Endorsement

CIG is a technology platform and does not introduce, arrange, broker, facilitate, or execute investments, transactions, or any other dealings between any parties. Nothing within CIG Products shall be construed as an offer, solicitation, recommendation, or invitation to buy, sell, or enter into any investment or other transaction.

Any visibility into data, information, analytics, or insights provided through CIG Products is made available solely for informational purposes and should not be interpreted as an endorsement, recommendation, or approval of any fund, manager, investment, strategy, or other third party. The inclusion or display of any such information does not imply that CIG has conducted due diligence, verified such information, or assessed the suitability, quality, or merits of any investment or party.

You acknowledge and agree that any decisions to engage with any investment, fund, manager, or other third party are made independently by you, and that CIG bears no responsibility or liability for any such decisions or outcomes.

15. User Representations

By using the Services, you represent and warrant that: (1) all Registration Data you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Legal Terms; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Services through automated or non-human means, whether through a bot, script or otherwise; (6) you will not use the Services for any illegal or unauthorized purpose; and (7) your use of the Services will not violate any applicable law or regulation.

16. Copyright Policy

It is CIG’s policy to respond to notices of alleged copyright infringement that comply with the Digital Millennium Copyright Act. CIG prohibits the posting and/or sharing on the Site of any information that infringes or violates the copyright rights and/or other intellectual property rights of any person or entity. If You suspect that your copyright or other intellectual property right that You are tasked with enforcing is violated by or infringed on by any Site Content, please contact CIG at support@cryptoinsightsgroup.com with the details of the alleged infringement. CIG reserves the right to terminate, in appropriate circumstances, the accounts of users who infringe or are believed to be infringing the rights of copyright holders.

17. Advertisements

We may allow advertisers to display their advertisements and other information in certain areas of the Services, such as sidebar advertisements or banner advertisements. We simply provide the space to place such advertisements, and we have no other relationship with advertisers.

18. Services Management

We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your content or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Services or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services.

19. Term and Termination

These Legal Terms shall remain in full force and effect while you use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO ANDUSE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSONFOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANYREPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANYAPPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THESERVICES OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTEDAT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

20. Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Services. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.

We cannot guarantee the Services will be available at all times, nor do we guarantee the uptime, availability, or uninterrupted access to CIG Products. We may experience hardware, software, network, or other problems, or need to perform maintenance related to CIG Products, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify CIG Products at any time or for any reason without notice to you.

Any service levels, uptime commitments, or support obligations shall only apply if expressly agreed to by CIG in a separate written agreement. No implied service level commitments or support obligations shall be inferred from your use of CIG Products.

You agree that we have no liability whatsoever for any loss (including data loss), damage, or inconvenience caused by your inability to access or use CIG Products during any downtime or discontinuance of CIG Products. Nothing in these Legal Terms will be construed to obligate us to maintain and support CIG Products or to supply any corrections, updates, or releases in connection therewith.

Without limiting the generality of the foregoing, CIG shall in no event be liable for delays or failures resulting from causes beyond its reasonable control, including natural disasters, cyberattacks, labor disputes, or internet outages.

21. No Regulatory or Audit Use

CIG Products and any data, information, or materials provided through them are not intended for use in connection with regulatory filings, compliance reporting, statutory disclosures, or audit purposes. CIG Products are not designed, certified, or warranted for use as official records or documentation for any regulatory authority or governmental body.

You shall not rely on CIG Products or any outputs therefrom as a substitute for formal books and records, audited financial statements, or other official documentation required for regulatory, legal, or compliance purposes. Any such use is strictly at your own risk, and CIG expressly disclaims any responsibility or liability arising from reliance on CIG Products for such purposes.

CIG does not represent or warrant that any information provided through CIG Products satisfies any regulatory, audit, or compliance standards applicable to you or any third party.

22. Governing Law

These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of California  applicable to agreements made and to be entirely performed within the State of California, without regard to its conflict of law principles.

23. Dispute Resolution

Informal Negotiations

To expedite resolution and control the cost of any dispute, controversy, or claim related to these Legal Terms (each a "Dispute" and collectively, the "Disputes")brought by either you or us (individually, a "Party" and collectively, the "Parties"), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least 60 days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party.

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA")and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes ("AAA Consumer Rules"),both of which are available at the American Arbitration Association (AAA)website. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in California. Except as otherwise provided herein, the Parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the state and federal courts located in California (San Francisco Bay Area), and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum nonconvention with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Legal Terms.

If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

Restrictions

The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

You agree that no disputes arising under this Agreement shall be conducted in a class, consolidated or representative action.

Exceptions to Informal Negotiations and Arbitration

The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; and (b) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

CLASS ACTION WAIVER

ANY DISPUTE RESOLUTION PROCEEDINGS, WHETHER IN ARBITRATION OR COURT, WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS ORREPRESENTATIVE ACTION OR AS A NAMES OR UNNAMED MEMBER IN A CLASS, CONSOLIDATED,REPRESENTATIVE OR PRIVATE ATTORNEY GENERAL ACTION, UNLESS BOTH YOU AND THECOMPANY SPECIFICALLY AGREE TO DO SO IN WRITING FOLLOWING INITIATION OF THEARBITRATION.

OPT-OUT

You may opt out of this Arbitration Agreement. If you do so, neither you nor CIG can force the other to arbitrate. To opt out, you must notify CIG in writing no later than 30 days after first becoming subject to this Arbitration Agreement; otherwise you shall be bound to arbitrate disputes on a non-class basis in accordance with these Terms. If you opt out of only the arbitration provisions, and not also the class action waiver, the class action waiver still applies. You may not opt out of only the class action waiver and not also the arbitration provisions. Your notice must include your name and address, the email address associated with your account, your Registration Data, and an unequivocal statement that you want to opt out of this Arbitration Agreement. You must either mail your opt-out notice to this address: 800 North State Street, Suite 304, Dover, DE 19901, or email the opt-out notice to support@cryptoinsightsgroup.com.

24. Corrections

There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice.

25. DISCLAIMER

THE SERVICES AND CONTENT ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. INFORMATION AND DATA INCLUDED IN THE CONTENT AREOBTAINED FROM VARIOUS SOURCES AND ARE PROVIDED ON AN "AS IS" BASIS. CIG DOES NOT PERFORM ANY ADDITIONAL AUDIT OR VERIFY THE INFORMATIONPROVIDED BY THIRD PARTIES. CIG IS NOT RESPONSIBLE FOR AND DOES NOTWARRANT THE CORRECTNESS, ACCURACY, OR RELIABILITY OF THE DATA IN THE CONTENT. CIG DOES NOT WARRANT THAT THE DELIVERY OF THE DATA RELATING TO THECONTENT WILL BE UNINTERRUPTED OR FREE FROM ANY VIRUSES OR OTHER HARMFUL COMPONENTS OR DEFECTS.

THEINFORMATION IN THE CONTENT DOES NOT CONSTITUTE AN OFFER, SOLICITATIONOR A RECOMMENDATION TO BUY OR SELL ANY SECURITY OR FINANCIAL PRODUCT OR DIGITALASSET OR CRYPTO ASSET OR VEHICLE WHATSOEVER OR ANY TYPE OF TAX OR INVESTMENTADVICE OR RECOMMENDATION. PAST RESULTS OF ANY CONSTITUENT RESPONSES WITHIN THECONTENT IS NO INDICATION OF FUTURE RESULTS. CIG DOES NOT ACT AS ANINVESTMENT ADVISOR OR FIDUCIARY.  THECOMPANY DOES NOT SPONSOR, ENDORSE, SELL, PROMOTE OR MANAGE ANY INVESTMENTPRODUCTS OR INSTRUMENTS, INCLUDING INVESTMENT PRODUCTS OR INSTRUMENTS OFFEREDBY THIRD PARTIES THAT ARE BASED ON THE CONTENT.

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOURUSE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ANDNON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACYOR COMPLETENESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTINGFROM YOUR ACCESS TO AND USE OF THE SERVICES, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/ORFINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OFTRANSMISSION TO OR FROM THE SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES, ORTHE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRDPARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICES. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT ORSERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OFPRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANYMEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

26. LIMITATIONS OF LIABILITY

YOU ASSUME ALL RISK OF DAMAGE OR LOSS RESULTINGFROM THE USE OF THE SERVICES AND CONTENT. IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, ORAGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT,CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDINGLOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USEOF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OURLIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THEACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE THREE (3) MONTH PERIODPRIOR TO ANY CAUSE OF ACTION ARISING. CERTAIN UNITED STATES STATE LAWS ANDINTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THEEXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME ORALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAYHAVE ADDITIONAL RIGHTS.

27. Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of your use of the Services, including but not limited to (1) breach of these Legal Terms; (2) any breach of your representations and warranties set forth in these Legal Terms; (3) your violation of the rights of a third party, including but not limited to intellectual property rights; (4) your violation of any laws, rules, regulations, orders, or statutes, or (5) any overt harmful act toward any other user of the Services with whom you connected via the Services. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

28. User Data

You agree that we may access, store, process, and use any information and personal data that you provide. We will also maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

29. Electronic Communications, Transactions, and Signatures

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OFTRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

30. California Users and Residents

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

31. Export Control

You shall not export or re-export any Content into any U.S. embargoed or sanctioned country or to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Department of Commerce Denied Person's List or Entity List.  You represent that you are not and will not be located in (i) any U.S. embargoed or sanction country or a country that has been designated by the U.S. Government as a “terrorist supporting” country and (ii) You are not listed on any U.S. Government list of prohibited or restricted entities or individuals.

32. General Provisions

Unless You have entered into a separate license agreement with CIG regarding Your access to and use of the Services and Content, this Agreement constitutes the entire agreement and understanding between You and CIG with respect to your access to and use of the Site and the Content and supersedes any and other agreements, whether oral or written, with respect to the Site and the Content. Subject to applicable law or regulation, CIG may terminate this Agreement and suspend your access to the Site and Content at anytime, with or without cause. Upon termination, You must destroy all materials you obtained from the Site and immediately cease using the Service.  All rights granted to You in this Agreement shall terminate immediately in the event that you breach or fail to comply with any of the terms or conditions hereunder. No waiver by CIG of any breach or default under this Agreement shall be deemed to be a waiver of any preceding or subsequent breach or default of this Agreement. No failure by CIG to exercise any rights under this Agreement shall constitute a waiver of CIG’s rights, except if there is a written waiver of such rights. If any part of this Agreement is deemed to be invalid or unenforceable, it will not impact any other provision of this Agreement, all of which will remain in full force and effect, or which shall be modified so as to carry out the meaning and intent of this Agreement. This Agreement shall be governed and construed under the laws of the United States of America and the State of California. The United Nations Convention on Contracts for the International of Sale of Goods shall not govern or be used to construe this Agreement.

33. Geographic Restrictions

The owner of the Site is based in the United States. Access to the Site may not be legal by certain persons or in certain countries.

34. Updates to these Legal Terms

We’re relentlessly improving our Services and creating new ones all the time. That means we may add or remove features, products, or functionalities, and we may also suspend or stop the Services altogether. We may take any of these actions at any time for any reason, and when we do, we may not provide you with any notice beforehand.

This also means we may need to update these Legal Terms to reflect any changes to our Services or how we provide them, as well as to comply with legal requirements, or for other legal or security reasons. Any changes we make will be effective immediately upon their posting, so you should be sure to return to this page periodically to ensure familiarity with the most current version of these Legal Terms. If the changes to these Legal Terms are material we will provide you with reasonable advance notice (unless changes are required sooner, for example as a result of a change in legal requirements). If you continue to use the Services once any changes come into effect, we will take that as your acceptance. 

35. Social Media and Web Disclosure

CIG’s use of various social media accounts, pages and blog posts on the Site or third-party websites are limited to the dissemination of general information pertaining to advisory services offered by CIG and general investment-related information, publications, and third-party links.

No one should construe the information contained on, or posted from, CIG’s social media accounts, website, blogs, or articles written by CIG’s advisors for third-party websites as the rendering of personalized investment, legal, accounting, or tax advice. Information contained in an article or on the Site or shared from social media is for informational and educational purposes only, and should not be misinterpreted as personalized advice or a recommendation for any specific investment product, strategy, or financial decision. These communications do not contain sufficient information to support an investment decision. Referenced indexes are unmanaged and an individual cannot invest directly in an index. Index returns do not include fees or expenses. Past performance is not an indicator of current and future results.

Information presented or shared on social media, the Site, or third-party websites is believed to be factual and up-to-date, but CIG does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.

Due to various factors, including changing market conditions, CIG does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information contained on, or posted from, CIG’s social media accounts, website, blog posts, quotes in the media or articles appearing on third-party websites.

Hyperlinks on the Site or appearing on articles for third-party websites are provided as a convenience and we disclaim any responsibility for information, services or products found on websites linked hereto.

36. Contact Us

You may contact us by email at any time at support@cryptoinsightsgroup.com.

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